MATTHEW 6:25 ON 6/25

TL 6-25 MATTHEW 6-25 ON 6-25

Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food, and the body more than clothes?  – Matthew 6:25

I’m just going to say it and get it out of my system now…  OUCH!!!  I’m a self-proclaimed worry wart.  If I don’t have something to worry about, then I start worrying because I have nothing to worry about.  I’m human and yes, I know that faith is bigger than fear, and God is working with me on this.  I have FAITH that He will show me that I don’t have to FEAR and FRET about things.  It’s a work in progress.GOD THE BANKER

What is life, anyway?  I used to live to eat.  I’m not proud of it, but I did.  I used to wake up and wonder what was in the refrigerator to eat.  Food was my first thought in the morning and my last thought at night.  The result of that thought process and subsequent behavior pattern was a 70 pound weight gain, type 2 diabetes, high blood pressure and high cholesterol.  Emotional eating is a horrible addiction.

Through prayer and study, God helped me find the underlying depression, He broke the bonds that held me captive, taught me how to treat my body instead of destroy it.  I no longer use food as a coping mechanism and it no longer has me in its grip.  Now, food is fuel instead of comfort.  God taught me that life is more than food.

The same depression was leading to a shopping addiction and substantial debt.  God is so patient with me.  He taught me that life is not about the clothes I wear.  The woman with the designer handbag is not the happiest.  There is a high when you first make the purchase, but that quickly turns into buyer’s remorse.  By the time you get your shoes, bags, clothes, jewelry and anything else you think will make you happy out to the car, you have a sinking, sick feeling in the pit of your stomach.  Debt causes stress and stress makes me worry.  What a vicious cycle.

Dear God, I am hungry for more of You. Today I am boldly coming into Your presence to receive the help I need.  In Jesus’ Name, Amen.

There’s no possession in this world that means as much as my relationship with God, through His Son, Christ Jesus.  All I want now is to hear Him say the words, WELL DONE when my life is finished.  Nothing else really matters.

You would not know I’m the same person who was so wrapped up in food and clothing not so long ago.  Today, I’m 30 pounds lighter, have cut up over 10 credit cards and my debt is manageable.  Funny thing, but I don’t worry as much as I used to either.  Hmm…

Now when I get mad money, I go into my local Goodwill store and I’m perfectly content to wear gently used vintage clothing.  Once in a while I even find a designer label – but shhh…  don’t tell.

Life is more…  so much more than food and clothing.  I’m here to tell you that God can break chains and He will if you ask Him to…  He will help you identify the underlying depression and speak His truth to your spirit until you see yourself the way He sees you.  He loves you so much and wants to help.  🙂

 

 

Advertisements

A COMMENTARY FROM THE HEART

TL A COMMENTARY FROM THE HEART (2)

BUDGET CUTS

Positive Plan #2 is to reduce debt.  Yes, I know, I know…  we’re not getting a cost of living raise and everything (including interest rates) will probably increase – and I’m pretty sure they are getting ready to raise the rates soon.  I’m very surprised they have not done it yet – but look out because I really think 2016 is the year they will hike them up.

Reducing debt is a matter of sacrifice – big time sacrifice.  What can you live without in order to get it paid down?  Each person would answer differently.  It might be that $4 cup of fancy coffee in the morning or the $1 cup of soda from the fast food place.  You know your lifestyle better than I do – so your answer will be based on your lifestyle.

Common sense and prayer go a long way – or so I’ve found that to be so.  Here are a few steps that may help to at least organize your debt into the proper perspective as you tackle it.

  • Make a list of every one of your credit cards.  List them with the highest interest rate card at the top of the list, second highest under it and so forth.
  • Write down the total of the minimum payments.
  • Pray over the list.  Ask God to help you use as much common sense as possible.  Give the list to God.  Call out to Him for direction.  Debt is a weight – a very heavy weight that affects every aspect of your life.  It takes money to live in this world and God wants to be involved in our spending habits and in paying off debt.  He cares about the things that weigh His children down in life.  If it is lack of money that weighs on you – if debt is robbing you of the joy that God wants you to have in your heart – you have to hand it over to Him.  You need to pray over this list every day until your debt is paid off.
  • As you are praying, ask God to impress upon you those areas in money management where you can possibly either do away with or significantly cut back.  He will do that if you ask.  Even if you can pay an extra $20 a month on the card with the highest interest rate – that adds up!  Every little bit helps.
  • As the payments come due, pay the minimum on the cards with the lowest interest rates.  That first card on your list is the one you need to pay more than the minimum payment – it’s your goal to pay that one off first.  That high interest rate is eating your lunch, so pay as much as possible on it.
  • Continue doing this until the first card on the list is paid off.  Once done, focus on doing the same with the second card on your list.
  • This step may seem obvious, but once your debt begins to dwindle, don’t reapply for ANY credit cards!  I know it’s a great temptation when money is tight to apply for credit, but try to resist the temptation to do that.

Here are a few more tips for getting debt paid down more quickly, but none of these are a slam dunk guarantee.  You may want to:

  • Call each credit card company and ask if your interest rate could be lowered.  It sounds too good to be true, and I’m the first to admit it doesn’t always work, but the most they can say is NO.  It’s been my experience in life that sometimes – they say YES.  So…  give it a try.
  • On some credit cards they run special 0% offers.  These are hard to come by in this economy and you have to be careful (read the fine print) because there are hidden fees that might outweigh the benefit.
  • The balance transfer deal may not be the best way to go, but you could try to get the balance lowered from 25% APR to a card with 18% APR.  Even with an 18% APR it’s going to take some time, effort and a great deal of personal sacrifice to get debt paid off, but isn’t it worth lowering that annual percentage rate?

Debt steals peace and joy!  It haunts a person daily because it’s all-consuming all the time.  You can’t buy that occasional latte from the coffee shop without feeling guilty.  Let’s make a Positive Plan that is bathed in prayer.  God can do what no man can do!  I pray that 2016 is the year your financial joy is abundant.  (y)

 

A COMMENTARY FROM THE HEART

TL A COMMENTARY FROM THE HEART (13)

https://youtu.be/tBkQAxt1JXA

COMMON CORE MATH

Logic:  a proper or reasonable way of thinking about or understanding something; a particular way of thinking about something;  the science that studies the formal processes used in thinking and reasoning

I sympathize with parents trying to explain common core math to their children because it clearly eludes anything that resembles logic.  Mathematics used to make sense, didn’t it?  Addition, subtraction, multiplication and division.  It was all very logical.  I mourn the loss of logic in the United States of America, don’t you?

Mind you, this is just a theory I subscribe to, and my opinion.  I think they have to find a new illogical method of mathematics to teach kids these days because if we were to look at the U.S. economy – i.e. the debt we owe – in a logical context – we would be forced to face reality and know without a doubt that our country is in serious trouble!

So the plan is to divert attention from the logical to the illogical.  If we just teach nonsensical mathematics to our children, they will be shielded from the cold hard truth of the matter.  Truth…  hmm – what’s that?

Next we will all be wanting a pet unicorn named Magic.

Jeb Bush supports common core.  I don’t endorse Jeb Bush.  Anyone who does not subscribe to logic is not a good candidate for President.  Again, it’s just my opinion.  Feel free to disagree.

I don’t often lean toward conspiracy theories, but where this so-called math is concerned, I see agenda written all over it!  If we make everything look more rosy, it will all just take care of itself…  magically.  How special is that?

You know, for the first time in my life, I can see how we will get to the point where the mark of the beast will come about.  I used to think, “There’s no way that could happen” – but now, oh yeah – I’m seeing the prophecy come to pass – big time!  Common core is just one more stepping stone…

In my house, if there is debt, we tighten our collective belt and tighten it up until it’s paid off!  That is logical problem solving in the real world.

America, let’s wake up!  Let’s take a logical look at problem solving in this country, starting with adding 2 with 2 and getting 4!  We have a whopping debt, but let’s cut government spending and shrink the government in half.  Doing that would be a start in the right direction.

COMMON CORE NEEDS TO BE DUMPED AND REPLACED WITH COMMON SENSE.  🙂