FRUGALOSITY 101

frugalosity-101

When they were filled, He said to His disciples, “Gather up the leftover fragments so that nothing will be lost.”   – John 6:12

My parents lived through the depression era, so I was the kid with a happy plate every day.  Of course, my mom was a good cook and fixed meals that I had no problem eating, and usually wanted seconds.  :-/

I was raised with the old adage, “Use it up, wear it out, make it do or do without!”  Have you ever washed out a baggy and used it again?  Yep, me too.  When I get a present, I save the gift bag (but not the tissue), and write the gift giver’s name on a post-it note and put it inside the gift bag – that way I won’t accidentally use the same bag for their gift.  Little acts of frugality can save you money, honey!

Since our monthly bills are going up and our income is staying the same, that belt has to tighten a little more.  I took a trip to the Dollar Tree to see what I could use in place of higher priced items I’ve used.  Let me tell you about my latest find…

They have the most amazing 2 in 1 laundry detergent / fabric softener!  It may not be the best for anyone who is allergic to scents, because it has a pretty strong lavender scent.  It’s in a lavender color bottle and costs just $1.  It cleans well for less money.  I’m all about the clean, the lavender scent and saving money!  I actually like the lavender scent in my sheets – it helps me get to sleep better (that could be in my imagination…  lol).  I also like the dryer sheets from Dollar Tree.  They are, of course, $1 and seem to work just as well as the brand I used before.  The savings will add up and my clothes will be just as clean and free of static.  I call that a win/win!  🙂BUDGET CUTS

As Lucinda reminds us… we may have to use less expensive products in our everyday lives.  We may even have to give up on a few extras – but we won’t lose our place with the Son.  I love that!

I also found a perfectly good sensitivity / whitening toothpaste at the Dollar Tree.  For $1 I can get my teeth cleaned and whitened for much less money.  The one thing I had to adjust to was the taste of the toothpaste.  I was so used to the mint flavor of my old toothpaste – but after a couple of uses, I’m fine with the less “minty” flavor.  I also think this new toothpaste whitens my teeth better and provides good sensitivity protection.

Little changes that cost less can make a big difference.  You may have to adjust in some ways, but your wallet will leave the Dollar Tree smiling!  🙂

THE BEST BLACK FRIDAY DEAL OF THEM ALL

words-1797603__340-2

It’s BLACK FRIDAY…  which means different things to different people.  Some folks are all hyped up and memorizing every sale circular and online resource they can get their hands on.  For them, black Friday is about getting the best deals while keeping the store in the black as opposed to them going into the red.  That is the intended meaning of black Friday – to do your “part” to keep businesses in the black.

To others, the meaning of black Friday is quite different.  They do everything they can to not leave their house all day long because there will be wall to wall human beings no matter where you go.

I fall into a third category of thought regarding black Friday…  I believe I can tell you about the best BLACK FRIDAY deal of them all.  Please show this blog some love if you agree.  ❤

There was a Friday a long time ago…  and a man named Jesus.  Here’s what He went through just for you:

At 6am, Jesus stood trial before Pilate.  Would He had had to do that?  No, but He loves you and me.  He did it in love because He wants us to place our trust in Him.

 Meanwhile Jesus stood before the governor, and the governor asked him, “Are you the king of the Jews?”  “You have said so,” Jesus replied.  When he was accused by the chief priests and the elders, he gave no answer.  Then Pilate asked him, “Don’t you hear the testimony they are bringing against you?”   But Jesus made no reply, not even to a single charge—to the great amazement of the governor.  – Matthew 27:11-14

 “Are you the king of the Jews?” asked Pilate.  “You have said so,” Jesus replied.  The chief priests accused him of many things. So again Pilate asked him, “Aren’t you going to answer? See how many things they are accusing you of.”  But Jesus still made no reply, and Pilate was amazed.  – Mark 15:2-5

Then the whole assembly rose and led him off to Pilate.  And they began to accuse him, saying, “We have found this man subverting our nation. He opposes payment of taxes to Caesar and claims to be Messiah, a king.”  So Pilate asked Jesus, “Are you the king of the Jews?”  “You have said so,” Jesus replied.  Then Pilate announced to the chief priests and the crowd, “I find no basis for a charge against this man.”  But they insisted, “He stirs up the people all over Judea by his teaching. He started in Galilee and has come all the way here.”  – Luke 23:1-5

Then the Jewish leaders took Jesus from Caiaphas to the palace of the Roman governor. By now it was early morning, and to avoid ceremonial uncleanness they did not enter the palace, because they wanted to be able to eat the Passover. So Pilate came out to them and asked, “What charges are you bringing against this man?”  “If he were not a criminal,” they replied, “we would not have handed him over to you.”   Pilate said, “Take him yourselves and judge him by your own law.”  “But we have no right to execute anyone,” they objected. This took place to fulfill what Jesus had said about the kind of death he was going to die.   Pilate then went back inside the palace, summoned Jesus and asked him, “Are you the king of the Jews?”  “Is that your own idea,” Jesus asked, “or did others talk to you about me?”  “Am I a Jew?” Pilate replied. “Your own people and chief priests handed you over to me. What is it you have done?”   Jesus said, “My kingdom is not of this world. If it were, my servants would fight to prevent my arrest by the Jewish leaders. But now my kingdom is from another place.”  “You are a king, then!” said Pilate.  Jesus answered, “You say that I am a king. In fact, the reason I was born and came into the world is to testify to the truth. Everyone on the side of truth listens to me.”  – John 18:28-37

Jesus was sent to Herod:

 On hearing this, Pilate asked if the man was a Galilean. When he learned that Jesus was under Herod’s jurisdiction, he sent him to Herod, who was also in Jerusalem at that time.  When Herod saw Jesus, he was greatly pleased, because for a long time he had been wanting to see him. From what he had heard about him, he hoped to see him perform a sign of some sort.  He plied him with many questions, but Jesus gave him no answer. The chief priests and the teachers of the law were standing there, vehemently accusing him. Then Herod and his soldiers ridiculed and mocked him. Dressing him in an elegant robe, they sent him back to Pilate. That day Herod and Pilate became friends—before this they had been enemies.  – Luke 23:6-12

At 7am, Jesus returned to Pilate:

Then Herod and his soldiers ridiculed and mocked him. Dressing him in an elegant robe, they sent him back to Pilate.  – Luke 23:11

Jesus was sentenced to death:

Then he released Barabbas to them. But he had Jesus flogged, and handed him over to be crucified.  – Matthew 27:26

 Wanting to satisfy the crowd, Pilate released Barabbas to them. He had Jesus flogged, and handed him over to be crucified.  – Mark 15:15

But with loud shouts they insistently demanded that he be crucified, and their shouts prevailed.  So Pilate decided to grant their demand.– Luke 23:23-24

Finally Pilate handed him over to them to be crucified.  – John 19:16

At 8am, Jesus was led to Calvary:

As they were going out, they met a man from Cyrene, named Simon, and they forced him to carry the cross.  – Matthew 27:32-34

A certain man from Cyrene, Simon, the father of Alexander and Rufus, was passing by on his way in from the country, and they forced him to carry the cross.  They brought Jesus to the place called Golgotha (which means “the place of the skull”). Then they offered him wine mixed with myrrh, but he did not take it.  And they crucified him. Dividing up his clothes, they cast lots to see what each would get.  – Mark 15:21-24

As the soldiers led him away, they seized Simon from Cyrene, who was on his way in from the country, and put the cross on him and made him carry it behind Jesus.  A large number of people followed him, including women who mourned and wailed for him.  Jesus turned and said to them, “Daughters of Jerusalem, do not weep for me; weep for yourselves and for your children.  For the time will come when you will say, ‘Blessed are the childless women, the wombs that never bore and the breasts that never nursed!’  Then “‘they will say to the mountains, “Fall on us!”  and to the hills, “Cover us!”  For if people do these things when the tree is green, what will happen when it is dry?”  – Luke 23:26-31

Finally Pilate handed him over to them to be crucified.  – John 19:16-17

At 9am, Jesus was crucified.  The soldiers cast lots for His clothing:

It was nine in the morning when they crucified him.   – Mark 15:25

Jesus said, “Father, forgive them, for they do not know what they are doing.” And they divided up his clothes by casting lots.  – Luke 23:34

And they crucified him. Dividing up his clothes, they cast lots to see what each would get.  – Mark 15:24

At 10am, Jesus was mocked and ridiculed:

Those who passed by hurled insults at him, shaking their heads and saying, “You who are going to destroy the temple and build it in three days, save yourself! Come down from the cross, if you are the Son of God!”  – Matthew 27:39-40

In the same way the chief priests and the teachers of the law mocked him among themselves. “He saved others,” they said, “but he can’t save himself! – Mark 15:31

The soldiers also came up and mocked him. They offered him wine vinegar  and said, “If you are the king of the Jews, save yourself.”  – Luke 23:36-37

One of the criminals who hung there hurled insults at him: “Aren’t you the Messiah? Save yourself and us!”  – Luke 23:39

At 11am, Jesus offered hope to a criminal:

But the other criminal rebuked him. “Don’t you fear God,” he said, “since you are under the same sentence? 41 We are punished justly, for we are getting what our deeds deserve. But this man has done nothing wrong.”  Then he said, “Jesus, remember me when you come into your kingdom.”  Jesus answered him, “Truly I tell you, today you will be with me in paradise.”  – Luke 23:40-43

Jesus spoke to Mary and John:

When Jesus saw his mother there, and the disciple whom he loved standing nearby, he said to her, “Woman, here is your son,”  and to the disciple, “Here is your mother.” From that time on, this disciple took her into his home.  – John 19:26-27

At noon, darkness covers the land:

At noon, darkness came over the whole land until three in the afternoon.  – Mark 15:33

At 1pm, Jesus cried out to the Father:

And about the ninth hour Jesus cried with a loud voice, saying, Eli, Eli, lama sabachthani? that is to say, My God, my God, why hast thou forsaken me?  – Matthew 27:46

Jesus got thirsty:

Later, knowing that everything had now been finished, and so that Scripture would be fulfilled, Jesus said, “I am thirsty.”  A jar of wine vinegar was there, so they soaked a sponge in it, put the sponge on a stalk of the hyssop plant, and lifted it to Jesus’ lips.  – John 19:28-29

At 2pm, It is finished:

When he had received the drink, Jesus said, “It is finished.”With that, he bowed his head and gave up his spirit.  – John 19:30

Jesus called out with a loud voice, “Father, into your hands I commit my spirit.” When he had said this, he breathed his last.  – Luke 23:46

3pm was the ninth hour.

black-fridayWhile you’re out grabbing up good deals on material things, please keep in mind that the offer that Jesus has to give you (it’s a gift and costs nothing)…  well, it really does offer eternal savings.  How long does eternity last?  Well…  it lasts forever, which is a very long time!

You know, I can’t remember what I got for Christmas last year.  I remember being with the one I love and enjoying his company…  but the stuff – well – not so much.  I’m pretty sure I got some great coffee and tea.  I remember that.  😉black-friday-door-buster

When I trusted Jesus with my life at 13 years of age, I remember that time well.  Jesus gave His very LIFE for me!  It was a Black Friday for Him that He chose to go through just for me.  He is my personal Savior.  I hope He is yours too.  Have a blessed day.  🙂

 

 

 

 

 

 

INTERNATIONAL CLOTHESLINE WEEK

TL 6-4 thru 11 INTERNATIONAL CLOTHESLINE WEEK

http://www.hangtodry.com/

Get on board!  It’s time to save energy and hang your clothes on a clothesline!  Some housing developments with a “no clothesline” clause in the covenant are making allowances for this week only.  Check with your local HOA to see if yours is one of them.  If you can’t string up an outdoor line, you can still use a fold-up rack  http://www.wayfair.com/Drying-Racks-C434826.html or put a short line up inside your laundry room.

My mom always hung clothing and bedding out on the clothesline to dry.  It just made sense because let’s face it, in Kansas there is wind – and plenty of it!  The worst thing that can happen is you end up with bird poop on something – but it doesn’t happen that often.  It’s really bad if the bird has snacked on mulberries.  They grew wild in the empty lot across the street…  yeah.HANGING SHEETS ON THE LINE

Of course, the winds of June will not be as strong as the winds of March, but they will certainly dry those clothes and sheets.  I have the most fond memories of my mother hanging the wash out to dry.  I’ve read other women’s writings about those precious days with their mothers, but my memory includes something that nobody else’s does…  I remember my mom getting her basket of damp clothing about halfway out to the clothesline – and then she would always SNEEZE!   I teased her to no end about it!

I used to make my mom’s clothes pin holder – the bag that hung on the line.  I made them out of my old denim jeans – that were cut into shorts – well, what do you do with the leg part that’s left over?

There are several benefits to line drying your clothes – obviously one is cost.  The electric dryer costs money to run, and the sun and wind is free.  The sun also whitens whites and will disinfect bedding naturally.  It’s great exercise – you have to load your basket with the damp clothes, carry it to the line and bend and stretch as you pin the clothes to the line.  Then you reverse the process when you take things down.  Add in the folding and putting away, and that’s a day’s work!

Your duds will last longer.  When was the last time you cleaned out a dryer vent?  I notice especially with towels and fleece clothing – it’s pretty full after the dry cycle is finished.  Clothing and especially bedding will smell so much fresher after drying on the line.  Line drying also reduces wrinkles – mama used to “snap” things before hanging them – that was to snap the wrinkles out!  Was mom smart, or what?

There are no dryer sheets needed, but line drying actually eliminates static cling because there’s no electricity to cause static cling to begin with.  The times I helped my mom hang laundry are some of the most peaceful and simple times I remember in my childhood.  We had a good time talking and laughing together in the sunshine – I especially liked to tease her about that sneezing…  yeah.

A serious benefit of using a clothesline instead of a dryer is the risk of fire!  Did you know that clothes dryer fires make up over 15,000 structure fires, 15 deaths and 400 injuries each year?  The annual cost in the U.S. for fire loss due to clothes dryer fires is estimated at a whopping $99 million!

It’s really worth considering a more natural way of drying clothes and bedding, isn’t it?  I hope one day soon, the HOA’s across the country will reconsider the “no clothesline” clause in housing developments.  Sometimes ecology and safety need to come before esthetics.  Jus’ sayin…  🙂

 

MAY IS CREATIVE BEGINNINGS MONTH

TL MAY IS CREATIVE BEGINNINGS MONTH

It’s time to start a new hobby or learn that craft you always wanted to master.  How great would it be to help kids at summer camp this year with crafts?  There are also some senior centers that encourage creativity and they would surely appreciate help from volunteers.CREATIVE BEGINNINGS

Wow – Lucinda captured so many creative possibilities here!  Painting walls, flower arranging, writing, music, woodworking, yarn work, painting on canvas.  Isn’t the important message the fact that it’s a new day and we get another chance?  That’s the part I like the most!  🙂

What factors should be considered as you consider the endless possibilities?  I think my first question would be, how much will this project cost?  If you’re on a shoestring budget like me, you don’t want to have to buy a whole bunch of materials or equipment.  Let’s face it, there’s a possibility that you either won’t be good at it or you may not enjoy it like you thought you would.  If you don’t have a lot of money invested, you won’t feel so guilty about walking away from it.

It’s not limited to crafts – being creative could be something as simple as committing to workout three times a week.  Creating a healthier you is definitely a creative beginning.

Have you ridden a horse?  You never know if you’ll enjoy it until you try!  Many places offer riding lessons that aren’t too expensive.

Do you have an interest in music?  Maybe you’d like to be musically creative and take some piano lessons.

Some people have a real eye for photography.  Maybe it’s time to buy a good camera and start taking those great shots.  Choose a subject to photograph and focus on it – (no pun intended).

Count the cost for your creativity and make sure it’s something you have an interest in (or think you do) When you’ve decided what to do, schedule the activity and buy the items you’ll need to be a success.  We should make creativity a sort of second nature in our lives because it keeps life more fun!  When we use our imaginations to troubleshoot our way through challenges, it’s so much more interesting.

Even if you’re on the fence about what to do, find some friends (partners in crime) to try it with you.  If the new activity doesn’t work out for you, at least you’ll have your friends to giggle with you – and really that’s all that matters.

One May I thought it’d be nice to learn sign language.  There was a class at a local church, so I got a couple of girlfriends to go with me – and sadly, I was not good at sign language, but since I didn’t dive in by myself, it was fun anyway.  I had my friends to laugh with.

Your Creative Beginnings month project may be the start of something very exciting in your life – or if you decide to help children learn something new – or help senior citizens learn something new – you may make some very good friends for life.  The influence you have on others may not seem like much to you, but it may mean the world to them.

Ready…  Set…  BEGIN!  🙂